MDM Realty, Inc - MDM Realty, Inc



Posted by MDM Realty, Inc on 6/5/2018

Thereís few things in life that are more exciting than closing on your first house. All of the money that you saved and the paperwork that you have filled out has finally come together so that you can now say youíre a proud homeowner. 


Before you start planning your housewarming party, thereís a few things that you need to do with your new home and its contents.


Copy The Closing Paperwork


Undoubtedly, there were dozens of pieces of paper that were handed to you during the closing on your new home. You should have an extra copy of everything that was signed. While the local registrar of deeds probably has a copy of everything filed there as well, itís always a good idea to have extra copies of these papers.


Lock The Doors With New Keys


Youíll need to change the locks when you move into a new home as soon as possible. Many different people had the keys to the home while it was still on the market. Also, before the home was even put up for sale, family members could have passed sets of keys amongst family and friends. The lock category also includes securing sliding doors, electrical boxes, and windows accordingly. 


Put Your Name On It


Youíll need to place your name on a variety of things including your mailbox, the trashcans, the buzzer, and anything else that is property of you and your new home. If it wonít pose a privacy issue for you, itís better to claim whatís rightfully yours early on to ease confusion. 



Put Up Curtains Or Cover The Windows


Thereís probably 1,000 other things that you would rather do when you move into a new home than put up some curtains. Yet, this is so important to your privacy. Without curtains or window treatments, all of your home and its contents are exposed for the outside world to see. Until you have a chance to settle in, you can even use boxes or towels to cover the windows. This is used initially for a security measure to deter thieves and nosy neighbors.


Meet The New Neighbors


ItĎs a good idea to know who is living around you. For one, youíll be aware of any suspicious activity thatís happening in case you see strange people hanging around the area. Itís good to know who you live next to and what you might have in common with them. At the very least, youíll have a new friend. They might even water your plants while youíre away on your next vacation. 


Donít forget to change your addresses as well. Thatís always one of the biggest hassles about moving. Take the right measures for safety and comfort when you move into your new home for a smooth transition




Categories: Uncategorized  


Posted by MDM Realty, Inc on 2/6/2018

The home buying process can be long and daunting. From trying to find the right home to facing rejected offers, it can seem endless. Eventually, you will find the right home and get that offer accepted. Now you must face the next phase whatís called ďclosingĒ on a home. What exactly happens at the closing table can vary based on your own situation, but the important thing to know is that the closing table is where the deal is sealed and signed. The home of your dreams will finally be yours!


Find The Location


The location of the closing will be determined beforehand. Itís usually at a lawyerís office but it could be at a realtorís office. The attorney who has been chosen will be noted on the closing documents you receive before you get there.   


Get Ready To Write Large Checks


When youíre closing on a home, this is the time that the downpayment is expected along with all of the lawyerís fees, taxes, commissions, assessments, and other agreements. This money should be presented at the time of closing and thereís no wiggle room on the timing, so be sure you have the cash handy in your account. Often, a bank check will be required to pay these fees along with the downpayment. Your lender will give a a detailed report of the fees that are required before you even head to the closing table, so youíll have time to prepare.


Do Some Hand Stretches


There will be plenty of pens available at the closing. Youíll be there for awhile signing many important documents, so bring some water. If you donít have a safe or file folders, youíll want to get them as well. Depending on how your closing is conducted, a lawyer or other authorized person will be present to explain the legal jargon to you for every piece of paper that youíre signing. Every document that you sign should be saved for your reference and safe keeping. The proof of insurance and the deed to your property are definitely documents that youíll want to have handy for a long time to come. Your home is one of the largest purchases that youíll ever make in your lifetime, so be sure to keep that paperwork in order. 


After Closing Ends


After all of the papers are signed and the walkthrough of the home is complete, youíre a homeowner! In most cases, youíll be able to call the home your own immediately. In some special cases, there are post-closing agreements that include repairs that couldnít be done ahead of time, or other transactions that the seller may have agreed with you on at an earlier date. 


In most cases, everything will be taken care of right at the closing table. One of the most exciting moments is when the keys are handed over to you! After a long time of searching, many phone calls, and a lot of work, now you can start putting that elbow grease into your home!




Categories: Uncategorized